Buy a Business Sell a Business Private Lending Resources About IBB
★ San Diego's Full-Service Business Brokerage

The Business Brokerage
for Every Transaction

Buy, sell, or raise capital with San Diego's most supported brokerage team — bringing together brokers, CPAs, attorneys, and advisors under one roof.

Explore restaurants & food service
10,000
Baby Boomers retire
every single day
$10 Trillion
In business wealth
transferring by 2030
75%
Of owners have
no formal exit plan
6 Specialists
On your IBB team
from day one

Sources: U.S. Census Bureau · Exit Planning Institute · BizBuySell Insight Report

Full-Service Business
Brokerage Solutions

From valuation to closing, IBB manages every step of your transaction with discretion, deep market knowledge — and an entire team behind you.

Business Sales

We confidentially market your business to our curated network of qualified buyers, managing every detail from listing to closing day.

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Business Acquisitions

Tell us what you're looking for and we'll source off-market and listed businesses that match your goals, budget, and industry.

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Business Valuations

Get a professional, market-based valuation using proven methodologies and current comparable transaction data.

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SBA Financing

IBB helps buyers qualify and sellers prepare for SBA-funded acquisitions — as little as 10% down, terms up to 10 years, connected to SBA-preferred lenders across San Diego.

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Exit Readiness Program

We help owners build transferable value, clean up financials, and get the business to a point where it stops surviving and becomes sellable.

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Private Lending

Need capital without bank red tape? IBB connects business owners and acquirers with private lenders — including SDIRA holders — for faster, flexible loan solutions.

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A Full Team Dedicated
to Your Exit

Most brokers hand you a listing and hope for the best. IBB brings a complete advisory team to every engagement — so your business doesn't just get listed, it gets ready.

Licensed Business Broker
Manages your transaction end-to-end: valuation, marketing, buyer qualification, negotiation, and close.
CPA / Tax Advisor
Cleans up financials, recasts earnings, and structures the sale to minimize your tax burden at closing.
Business Attorney
Available as needed to review LOIs, purchase agreements, and key deal documents — legal guidance on your terms, not a requirement on every transaction.
Bookkeeper
Organizes your books and prepares clean financials — because buyers and banks require them, and messy books kill deals.
Business Optimization Advisor
Identifies operational gaps, builds SOPs, reduces owner-dependency, and increases the business's standalone value before listing.
Marketing & Advertising
Creates compelling blind profiles, manages confidential outreach, and runs targeted campaigns to attract the right buyer.

Stop Surviving. Start Becoming Sellable.

Many businesses could sell for significantly more — or sell at all — with 6–18 months of preparation. Our Exit Readiness Program gets you there before you ever list.

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The IBB Difference

We built IBB around a simple truth: most business owners only do this once. You deserve a team that has done it hundreds of times — and who treats your transaction like their own.

Absolute Confidentiality

Nothing is disclosed without a signed NDA. Your employees, customers, and vendors stay in the dark until you decide otherwise.

Pre-Qualified Buyer Network

Every buyer in our network is screened for financial capability and genuine intent — no tire-kickers wasting your time or accessing your books.

We Prepare You First

Unlike brokers who list businesses as-is, IBB helps you fix what buyers will flag — before they flag it. Better prepared = higher price.

San Diego Market Expertise

We know the local market, the buyers who are actively looking in San Diego, and the industries that are moving. That's not something you can Google.

IBB Process Overview

1
Confidential Consultation

We learn your goals, timeline, and situation — free, no obligation.

2
Valuation & Readiness Assessment

We establish value and identify what to fix before listing.

3
Exit Readiness (if needed)

Team steps in: CPA, bookkeeper, Business Optimization, marketing.

4
Confidential Marketing

Blind profiles, NDA-gated exposure to qualified buyers.

5
Offer, Negotiation & Close

We manage every step through escrow and transition.

Acquire More.
Put Down Less.

SBA loans are the most powerful tool most business buyers don't fully understand. IBB helps buyers position themselves to qualify — and helps sellers prepare their books to support an SBA-funded transaction.

As Little as 10% Down

SBA 7(a) loans allow qualified buyers to acquire businesses with a fraction of the purchase price up front — preserving working capital post-close.

Terms Up to 10 Years

Longer loan terms mean lower monthly payments — protecting cash flow during the critical transition period after acquisition.

IBB Prepares Both Sides

We help buyers understand what lenders look for, and help sellers clean up the financials that SBA underwriters require — making deals fundable.

Connected to SBA-Preferred Lenders

IBB works with SBA-preferred lenders across San Diego who understand small business acquisitions and move faster than traditional bank channels.

SBA 7(a)

The Standard Business Acquisition Loan

The most widely used SBA program for business purchases. Flexible use of funds, available for most industries, and accepted by the broadest network of lenders.

Up to $5M loan amount 10 yrs max term 10% min down
SBA 504

Real Estate & Equipment Included

Ideal when the business sale includes significant real estate or equipment. Lower fixed rates and longer terms — often the right structure for owner-occupied commercial property.

Up to $5.5M loan amount 20 yrs real estate Fixed rate on CDC portion
SBA Express

Faster Approval for Smaller Deals

Streamlined approval — SBA responds within 36 hours. Best for working capital, smaller acquisitions, or buyers who need to move quickly on a time-sensitive deal.

Up to $500K loan amount 36 hrs SBA response 7 yrs max term

Capital Without the Bank

Whether you're acquiring a business, bridging a capital gap, or growing before a sale — IBB connects you with private lenders who move fast, understand business, and structure loans around your situation.

No bank red tape. No 90-day wait.
Secured promissory notes, customized terms.
Bridge loans for acquisitions & growth.
Bridge Loans

Capital tied up elsewhere? Bridge the gap while your SBA loan or business sale closes.

Acquisition Financing

Fund a business purchase with private capital — faster and more flexible than traditional lenders.

For Investors

Earn 8–14% secured by real business assets — including tax-advantaged returns via SDIRA lending.

Customized Terms

Loan structures built around cash flow reality, not a one-size-fits-all bank underwriting box.

How a Private Loan Works

Identify the Capital Need

Owner or acquirer identifies a gap — acquisition, growth, bridge, or working capital.

IBB Structures the Loan

We match borrower with lenders and document a secured promissory note with agreed terms.

Lender Funds the Note

Capital deployed by a private lender or SDIRA — secured by business assets or real property.

Regular Interest Payments

Borrower makes scheduled payments. Lender earns 8–14% annually — tax-advantaged if via SDIRA.

Loan Matures, Principal Returned

At maturity, lender receives principal back. Borrower has grown — or sold at a higher valuation.

Featured Businesses
For Sale

Listings updated regularly. Don't see what you're looking for? Tell us your criteria — many of our best opportunities are off-market.

What Every Client Gets

Three things IBB delivers on every engagement — regardless of business size, industry, or timeline.

Absolute Confidentiality

Nothing leaves this conversation without your permission. Every buyer signs an NDA before seeing any details. Your employees, vendors, and competitors don't know anything until you decide they should.

Preparation Before You List

IBB doesn't just take whatever you bring and list it. We work with you before going to market — cleaning financials, documenting operations, and positioning your business to attract serious buyers at the best defensible price.

One Broker, Start to Finish

James handles your transaction personally from first conversation through closing. No junior associates, no handoffs. One person who knows your deal, your goals, and your business inside and out.

What Is Your Business
Worth Today?

Get a professional, confidential valuation from San Diego's most complete brokerage team. It costs you nothing — and it might change everything.

Let's Talk About
Your Next Move

Whether you're thinking about selling, ready to buy, want to raise capital, or just want a valuation — our team is here for a confidential, no-pressure conversation.

299 3rd Ave
Chula Vista, CA 91910
(619) 289-7157
james@interactivebusinessbrokers.com
Monday – Friday: 8AM – 6PM PT
Saturday: By Appointment